Subscriptions
Recurring revenue fails quietly. Renewals decline for transient reasons, and fixed retry schedules miss what a decision would catch. Payinference decides every renewal failure, choosing retry, failover or stop from your retry policy and current provider health, learning from each reported outcome.
Involuntary churn is a retry problem
Renewals fail for transient reasons such as provider issues and temporary declines, and fixed retry schedules treat them all identically. They hammer degraded providers, re-attempt hopeless payments and miss recoverable ones. Each lost renewal quietly ends a customer relationship a better retry decision might have kept.
Decisions that keep renewals alive
Solutions that fit
The same decision layer, pointed at the problems this industry actually has.
Retry intelligence
Decide whether a failed payment is worth retrying and how. Same route, failover or stop is decided from retry policy and current provider health, not a fixed schedule.
Provider intelligence
A continuously refreshed, cached picture of the providers you already use. Health from probes and outcomes and expected cost per route are read by every decision.
Outcome observability
Close the loop between decisions and results. Outcomes are joined to the decisions that produced them, turning approvals, retries and failovers into inspectable evidence.
Frequently asked questions
Common questions from subscriptions teams evaluating Payinference.
Two endpoints. Your backend calls POST /v1/decision with safe payment context and receives one instruction. You execute that instruction through your own providers, then report what happened to POST /v1/outcomes so future decisions keep improving. A server-side SDK wraps both calls.
In shadow mode Payinference returns decisions and records what it would have done while your existing logic keeps executing, so you can evaluate decision quality against real traffic with zero risk. In enforce mode your stack executes the returned instruction.
Per decision, never per dollar. Every account includes 1,000 free decisions a month; beyond that it's $0.05 per decision, dropping automatically to $0.04 above one million decisions a month, with committed-use pricing beyond ten million. No platform fee, no integration fee, and no percentage of your payment volume.