Payinference
Pricing

Pay per decision, never per dollar

Every account starts with 1,000 free decisions a month. Beyond that, pricing is metered per decision with automatic volume discounts. There is no platform fee, no integration fee and no percentage of your payment volume.

Free
$0 / month

Integrate the Decision API and run real decisions on your own stack, with no card required, no platform fee and no integration fee.

Start for free
  • 1,000 free decisions every month
  • All seven instructions
  • Shadow mode included
  • Full reason codes & scores
  • Developer docs & support
Most teams
Pay as you go
$0.05 per decision

Usage-based pricing that meters decisions, not dollars. Pay only for what you decide beyond the free tier.

Start for free
  • Everything in Free
  • $0.05 per decision after the free 1,000
  • Automatic volume discounts from 1M / mo
  • Shadow and enforce modes
  • Decision logs, replay & audit trail
Enterprise
Committed use

Committed-use pricing for global, multi-provider, high-volume payment stacks.

Talk to sales
  • Committed-use discounts
  • Dedicated decision region
  • Policy & model tuning
  • Guided onboarding & integration support
  • SSO, audit log, DPA
How pricing works

Metered on decisions, not dollars

Payinference never moves the money, so it never prices on it. The unit is a decision. One call, one instruction, one price.

Metered per decision
A billable decision is one call to POST /v1/decision. Reporting outcomes to /v1/outcomes is always free.
No cut of your volume
Payinference never moves the money, so it never takes a percentage of it. A decision costs the same on a $5 order and a $5,000 one.
Volume discounts, automatically
The per-decision rate steps down automatically as monthly volume grows, with no renegotiation and no annual commitment required.
Free every month
The first 1,000 decisions each month are free on every account, enough to integrate, run shadow decisions end to end and see real reason codes before you pay. There is no platform fee and no integration fee.
Rate card
First 1,000 decisions / moFree
1,001 to 1M decisions / mo$0.05 per decision
1M to 10M decisions / mo$0.04 per decision
10M+ decisions / moCommitted use. Talk to sales
FAQ

Frequently asked questions

Common questions about how Payinference is metered and billed.

See all questions