Finance
Finance teams see payment cost after the fact, in invoices. Payinference puts expected provider cost into the decision itself, so routing weighs cost before the payment is sent. Estimates are explicitly tagged when contract pricing is unavailable, and the platform's own pricing meters decisions rather than taking a share of volume.
Cost is discovered at the invoice
Provider fees differ by route, method and region, but the routing logic never consults them. The first time finance sees the cost of a routing choice is weeks later on a statement, when nothing can be done about it.
Cost enters the decision, not just the ledger
Solutions that fit
The same decision layer, pointed at the problems this team actually owns.
Payment optimization
Choose the best action for every payment before it is sent. Routing, failover and fallback are decided per payment from live health, cost and policy signals.
Provider intelligence
A continuously refreshed, cached picture of the providers you already use. Health from probes and outcomes and expected cost per route are read by every decision.
Outcome observability
Close the loop between decisions and results. Outcomes are joined to the decisions that produced them, turning approvals, retries and failovers into inspectable evidence.
Frequently asked questions
Common questions from finance teams evaluating Payinference.
Per decision, never per dollar. Every account includes 1,000 free decisions a month; beyond that it's $0.05 per decision, dropping automatically to $0.04 above one million decisions a month, with committed-use pricing beyond ten million. No platform fee, no integration fee, and no percentage of your payment volume.
One call to POST /v1/decision. Reporting outcomes to /v1/outcomes is always free, and the first 1,000 decisions each month are included at no charge. Shadow and enforce decisions run the same decision path and are billed the same.
No. Payinference never moves money, never charges cards and never holds funds. It returns an instruction; your own payment stack executes it. It is not a PSP, gateway, orchestrator or wallet.