Crypto
Fiat on- and off-ramps concentrate payment risk, combining card-funded purchases, volatile provider behaviour and heavy scrutiny. Payinference decides each ramp payment on safe context, choosing step-up, hold, block or route, while your own providers execute and every decision leaves a record.
Ramp payments carry the risk of both worlds
On- and off-ramp payments combine card-not-present risk with unusually volatile provider behaviour. Ramp providers degrade quickly and often, card-funded purchases attract fraud pressure, and any decision may need defending later. Static rules serve none of this.
Decisions for the ramp
Solutions that fit
The same decision layer, pointed at the problems this industry actually has.
Risk decisions
Turn risk signals into one executable instruction. Step-up, hold or block is scored on safe payment context against your own thresholds, with reason codes on every decision.
Provider intelligence
A continuously refreshed, cached picture of the providers you already use. Health from probes and outcomes and expected cost per route are read by every decision.
Retry intelligence
Decide whether a failed payment is worth retrying and how. Same route, failover or stop is decided from retry policy and current provider health, not a fixed schedule.
Frequently asked questions
Common questions from crypto teams evaluating Payinference.
No. The API accepts only safe payment context, such as amount, currency, country, payment method and network-level signals. Request schemas are strict and reject PANs, CVVs and customer identity at the boundary, so card data cannot enter the system even by accident.
Payinference is provider-neutral by design. Because it never calls a PSP itself, it needs no provider integration to work. Each decision request lists the providers available to you, and you execute the instruction through the stack you already run.
No. Payinference never moves money, never charges cards and never holds funds. It returns an instruction; your own payment stack executes it. It is not a PSP, gateway, orchestrator or wallet.