Travel
Travel payments are high-value, time-boxed and dispute-prone. Payinference turns each booking payment into an explicit decision to route, step up, hold or block, made before authorization, executed on your own stack, and recorded with its reasons for later review.
Big amounts, narrow windows, long tails
Booking payments are large enough to warrant scrutiny and time-boxed enough that a failed authorization can cost the fare or the room. Months later, the same payment may need explaining in a dispute review. Static payment handling serves neither moment.
Decisions sized to the booking
Solutions that fit
The same decision layer, pointed at the problems this industry actually has.
Risk decisions
Turn risk signals into one executable instruction. Step-up, hold or block is scored on safe payment context against your own thresholds, with reason codes on every decision.
Payment optimization
Choose the best action for every payment before it is sent. Routing, failover and fallback are decided per payment from live health, cost and policy signals.
Decision audit
Every payment decision is recorded with its inputs, matched rules, reason codes and policy version, so any instruction can be replayed and explained after the fact.
Frequently asked questions
Common questions from travel teams evaluating Payinference.
Payinference is payment decision infrastructure, a vendor-neutral decision layer that sits above your existing payment stack. Before a payment is sent for processing, your backend calls the Decision API and gets back one executable instruction, one of route, use default route, step-up, hold, retry, failover, or block. Your own PSPs, gateways and rails then execute it.
The decision path is built for the authorization hot path. It computes from cached policy, cached provider health and cached pricing, with no PSP calls and no LLM calls, targeting under 50 ms at p95 with typical decisions around 1 ms.
Two endpoints. Your backend calls POST /v1/decision with safe payment context and receives one instruction. You execute that instruction through your own providers, then report what happened to POST /v1/outcomes so future decisions keep improving. A server-side SDK wraps both calls.