What teams decide with Payinference

Choose the best action for every payment before it is sent. Routing, failover and fallback are decided per payment from live health, cost and policy signals.

Turn risk signals into one executable instruction. Step-up, hold or block is scored on safe payment context against your own thresholds, with reason codes on every decision.

Put enforceable spend, scope and provider guardrails in front of agent-initiated payments. They are evaluated on every decision, before money moves.

Every payment decision is recorded with its inputs, matched rules, reason codes and policy version, so any instruction can be replayed and explained after the fact.

A continuously refreshed, cached picture of the providers you already use. Health from probes and outcomes and expected cost per route are read by every decision.

Decide whether a failed payment is worth retrying and how. Same route, failover or stop is decided from retry policy and current provider health, not a fixed schedule.

Payment policy as an explicit, version-controlled artifact. It is written down, enforced identically on every decision, and keeps a record of which version decided what.

Close the loop between decisions and results. Outcomes are joined to the decisions that produced them, turning approvals, retries and failovers into inspectable evidence.